Brits might earn £28 million in bank card factors simply from Christmas meals out

Four in 10 adults who gather bank card factors would fortunately pay an even bigger share of a restaurant invoice – simply to snaffle the rewards, analysis has discovered.

A ballot of 1,000 adults, who use rewards bank cards, discovered a 3rd are prepared to argue with a good friend over who will get the factors. One in 5 will secretly pay the invoice underneath the radar, whereas 26% will negotiate – and 18% will merely beg to say the rewards.

It additionally emerged 83% are planning to attend at the very least two group meals within the run-up to Christmas this yr. And with a meal out now costing a median of £53 per head, potential earnings from group meals out alone stand at £28 million throughout this season.

A spokesman for rewards bank card, Yonder, which commissioned the analysis, stated: “You could be quite literally leaving points on the table.

“We’ve crunched the numbers this party season, and found if you are planning festive meals out – and you trust your pals to pay you back – footing the bill can be a really smart idea, as long as it doesn’t cause any dramas.”

The model has grouped various kinds of points-enthusiasts into persona sorts, together with the “Sneak” – a vigilant opportunist who’s most definitely to pay the invoice underneath the radar, typically earlier than the opposite members of the celebration have observed.

The “Hero” is called the “fixer” of the group – usually community-oriented, and an awesome crew participant – who is usually discovered leaping in to resolve confusion over the splitting of payments.

And The “Snatcher” is assured of their skills, and isn’t afraid to take dangers to be the primary to safe rewards factors. They are normally the one grabbing the cardboard machine earlier than anybody else has time to react.

Meanwhile, the “Timelord” will supply to pay to maintain issues on schedule, and the “Negotiator” can typically be discovered paying a bunch invoice due to their powers of persuasion. To make it easier to establish which persona kind you fall into, this quiz has been launched by Yonder.

The survey outcomes additionally discovered 13% have fallen out with a good friend or member of the family after incomes factors on a bunch invoice.

And 39% take into consideration their accumulating factors at the very least as soon as per week – with 37% claiming to have a fame amongst friends because the one who at all times volunteers to pay.

Yonder’s spokesman added: “Being smart with credit card use is a great way to pick up some of the benefits they offer.

“It’s important to make sure you’re only picking up bills or buying things you can afford, or else the points really aren’t worth it. But with this December having five full weekends – a rarity – it is a great opportunity for points-hunters to max out their gains.”