Should you stick your cash in Premium Bonds, save or make investments?
After a superb yr for Premium Bonds when the one approach was up for the prize fund charge, savers obtained a blow this week as a lower arrived.
The prize fund charge is being lower to 4.4 per cent from 4.65 per cent.
That edges the common return – which you’ll or might not get – from Premium Bonds additional under the perfect financial savings offers, so do you have to save as a substitute?
Or would many Premium Bond holders be higher off investing?
On this podcast episode, Georgie Frost, Lee Boyce and Simon Lambert focus on whether or not Premium Bonds stack up.
Plus, because the US securities regulator aproves bitcoin ETFs, is the value now headed for $200,000 as some recommend, or may this be attractive extra naive buyers into the risky world of crypto that is been dogged by fraud?
Later, Lee reveals his automotive insurance coverage woes – and shares recommendations on methods to take care of your personal renewal fairly ache.
And lastly, discover out who on the podcast workforce just isn’t ingesting for January, who’s taking an especially haphazard method to it, and who’s planning to go all the best way to Easter, as Georgie, Lee and Simon focus on the no and low-alcohol beer growth – and those they charge the perfect.
