Four fortunate Premium Bonds savers win £100,000 on their first draw
Four lucky Premium Bonds savers have won £100,000 prizes on their bond’s first entry into National Savings & Investment’s monthly draw.
The four holders purchased their winning bonds – ranging in value from £50 to £50,000 – in December 2025.
Two of the winners, based in Hampshire and the Isle of Wight and Cheshire East held the maximum £50,000.
The other two savers were from Essex and Brighton and Hove and they held £19,150 and £38,025 in Premium Bonds respectively.
The £100,000 prize is the second biggest prize tier in NS&I’s draw after the £1million jackpot. There were 78 £100,000 prizes in this month’s draw.
Beginner’s luck: Four Premium Bonds savers have won £100,000 prizes this month on their bonds’ first draw
A bond only becomes eligible to be entered into a draw after the holder has owned it for a full month.
NS&I says that in many cases this means a bond will not eligible for two draws after it has been purchased.
For example, if you buy Premium Bonds in December, they’ll be in the draw in February.
Premium Bonds Winners
| Prize | Area | Value of bond |
| £1,000,000 | Central Bedfordshire | £17,500 |
| £1,000,000 | Liverpool | £2,000 |
| £100,000 | East Riding Of Yorkshire | £10,000 |
| £100,000 | Kent | £18,025 |
| £100,000 | East Sussex | £150 |
| £100,000 | Warwickshire | £10,000 |
| £100,000 | South East Wales | £30,000 |
| £100,000 | Cambridgeshire | £1,650 |
This is because, even if you bought them on 1 December, you would have only held them for a full month by 1 January.
As the draw takes place on the first day of the month, you would have missed the January draw and the next one your bonds would be eligible for would be February.
Prizes are paid from the interest earned from the total amount held in Premium Bonds.
Therefore, bonds need to be held for a full calendar month to earn interest to be eligible.
Savers who automatically reinvest their prizes are being paid from interest already held by NS&I.
This month’s £1million winners hailed from Central Bedfordshire and Liverpool.
Both winners had the maximum £50,000 stashed in their Premium Bonds accounts.
The Central Bedfordshire winner purchased the winning Bond in February 2022 and was the second jackpot winner from Central Bedfordshire.
While the Liverpool winner bought their winning Bond in October 2004 and is the fourth person to win the £1 million jackpot in Liverpool.
In the February draw, £408million will be paid to Premium Bonds prize draw winners totalling 6.2million tax-free prizes.
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