Woman’s fury as she blasts fraudster for ‘tearing our household aside’

A girl grieving the lack of her mom was heartbroken after discovering her stepfather squandered a £200,000 life insurance coverage payout – on luxurious holidays for his new girlfriend.

Patrycja Miszczuk, 33, was horrified to find her stepfather, Krzysztof Baczynski, 40, had spent all the cash she was resulting from inherit.

Her mom, Anna Miszczuk, 45, had died simply two months after being identified with breast most cancers in September 2017.

Anna’s £200,000 life insurance coverage cash was resulting from go her youngest son when he turned 25, and be shared along with his sister, Patrycja.

But a month after Anna’s loss of life, husband Baczynski fooled Patrycja – who was the trustee of her insurance coverage insurance policies – into signing it over to him.

Baczynski spent the cash ‘as if it was his personal’, a court docket heard – even spending the essential sickness a part of the payout whereas his spouse was nonetheless alive.

After her loss of life, he splashed the money on luxurious holidays, jetting off to Tenerife, Poland and Russia along with his new girlfriend.

The brazen fraudster invited Patrycja on a number of holidays – pretending his enterprise was flourishing and footing the invoice for the journeys.

He additionally invested in a store and used some cash to prop up his failing enterprise, which was a part of a cosmetics pyramid scheme.

Baczynski burned by way of his spouse’s cash in simply 9 months – leaving Patrycja and her sibling fully out of pocket.

Patrycja grew suspicious when she steered they dip into the cash for hire, however Baczynski made ‘excuses’ to not use it.

He was caught out after he took photographs of himself and his new accomplice ‘dwelling it up’ at fancy eating places and having fun with a brand new scorching tub.

Krzysztof Baczynski, of Wellingborough, Northamptonshire, was discovered responsible of 1 rely of fraud at Northampton Crown Court in December 2023.

He was jailed for 4 years and informed he could be topic to a Proceeds of Crime Act listening to in a bid to claw again a few of the cash.

Patrycja stated the revelation had ‘torn’ her household aside.

The administrator, from Corby, Northamptonshire, stated: ‘I do not understand how he may do one thing like this to us.

‘It’s torn our household aside. I’ve recognized him for many of my life – I by no means thought he was able to this.

‘Mum would have been so devastated if she knew.

‘This cash was for our future and now now we have nothing left from it.

‘It’s not only a couple hundred kilos he took from us – it was every thing.’

Patrycja was 16 years outdated when her mom married Baczynski, and so they lived collectively as a household in Poland.

The couple moved to Corby, Northamptonshire, in 2008, and after ending faculty, Patrycja joined them within the UK.

She stated: ‘After my mother and father bought divorced, I wasn’t certain about Krzysztof to start with, however I may see how blissful he made my mum, so I accepted him.

‘We have been only a regular, blissful household, who would do good issues collectively.’

In 2017, Anna began feeling drained on a regular basis, and started going to the GP.

In August 2017, the household took a visit to Poland to see family members, and Anna visited a health care provider whereas there.

After a number of exams, Patrycja was heartbroken to be taught her mum had stage 4 lymphoma – a sort of blood most cancers.

By the time she was identified, the illness had unfold and was incurable.

Patrycja stated: ‘They stated the most cancers was masking 80 to 90 per cent of her liver.

‘I used to be in a lot shock.

‘She needed to struggle and have chemotherapy, nevertheless it was too far alongside.

‘I felt so responsible for a very long time, I ought to have recognized.’

The household returned to the UK, and after a brief, two-month battle, Anna sadly handed away on September 19, 2017.

Patrycja and her youthful brother – who doesn’t want to be named – have been reassured by their mom that she had taken out a life insurance coverage coverage to make sure their future was safe.

The coverage paid out £200k which was resulting from go to Anna’s son when he turned 25 and be shared along with his sister.

However, a month after his spouse’s loss of life, Baczynski drained each penny into his personal account.

Patrycja stated: ‘I do not actually bear in mind or understand how he managed to get the cash.

‘Rather a lot was occurring after mum died, numerous paperwork.

‘I by no means bear in mind signing something – perhaps he hid it with different papers.

‘I can not consider all it took was one signature to take all of it out the account, no ID, simply that.

‘I believed the cash was sitting there, ready for after we wanted it.’

Baczynski spent the cash on numerous holidays round Europe, a automobile, and invested vital sums in his personal enterprise.

He even gifted some to his girlfriend on the time.

Patrycja stated: ‘He invited me and my brother on vacation too, we met his new girlfriend for the primary time in Russia.

‘I simply thought it enterprise was doing effectively, he informed us they have been paying every thing, and I believed him.

‘He wasn’t very sensible, the best way he spent that cash.

‘I feel he thought it might by no means run out.’

The fact got here to mild when Patrycja grew to become suspicious of Baczynski, making excuses as to why they could not entry the money.

Her brother ultimately referred to as the monetary advisor himself and discovered the cash was all gone.

Patrycja stated: ‘We informed Krzysztof we should always use the cash – mum left it for occasions like this.

‘He stored making excuses to not discuss to us about it saying issues like ‘I haven’t got time proper now’ and ‘we’ll do it one other time’.

‘My brother referred to as the advisor himself, and we discovered what occurred.

‘I used to be so shocked to search out out each penny was gone.

‘I referred to as Krzysztof and he answered the telephone, and once I requested him, he went silent. He simply hung up the telephone.

‘My mates satisfied me to name the police. I did not need to at first, I did not need to consider what he’d finished.’

After a trial, Judge David Herbert KC informed the court docket: ‘You do not appear to have the ability to settle for that was Anna’s kids’s inheritance.

‘It was her dying want they acquired it to set them up for all times.

‘Your reckless perspective to the cash is effectively summed-up by images of you dwelling it up in eating places and stress-free in scorching tubs.’

Baczynski was jailed for 4 years.

Patrycia stated: ‘My mum used to say, if in case you have issues you must remedy them, not simply stay with them.

‘We will not simply sit round and cry about what occurred.

‘My brother suffered probably the most after what occurred, however I feel he is doing higher.

‘The court docket case is not the end result I needed, he ought to have gotten longer.

‘But we’re doing out greatest to maneuver on.’