‘We’re childfree and earn £160k – however it’s not sufficient to fund our way of life’
A childfree couple who earn a mixed $200,000 (£160,000) wage say it is nonetheless not sufficient to fund their way of life.
Natalie Fischer and her husband Keldon each work within the tech trade and earn six-figure salaries. However, based on the couple, from the US, they’ve not too long ago ‘downgraded’ their way of life due to a price of dwelling disaster.
Content creator Natalie, from Seattle, stated regardless of their incomes rising not too long ago, the pair have additionally spent much more. This consists of forking out on luxurious holidays to the likes of Alaska, Mexico and Rome, in addition to repeatedly consuming out as a substitute of cooking at house.
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Despite the couple’s claims, their customary outgoings aren’t too outrageous, with their two-bedroom flat setting them again £1,876 a month ($2,378) and payments totalling £920 ($1,163). Eating out each month additionally prices them £230 ($300) whereas groceries add one other £170 ($200) to their invoice.
(Image: @investwithnat / SWNS)
All collectively, that is round £3,200 ($4,000) a month in bills, which is £38,400 ($48,000) – so not even 1 / 4 of their mixed wage.
The couple additionally spent £16,000 ($20,000) on their wedding ceremony, however the expense noticed them develop into considerably frugal. Natalie has since lower out magnificence regimes and the couple now not ditched lavish gymnasium memberships and do not eat out as a lot.
“Last year was a bit of an anomaly for us – me and my husband got married which cost a lot of money,” Natalie stated, based on LadBible. “We travelled a lot and we did a lot of general spending so we didn’t put as much away on savings. We are trying to cut back on these unessential expenses.”
(Image: @investwithnat / SWNS)
(Image: @investwithnat / SWNS)
She continued: “I consider me and my husband to be middle class. We live in the greater Seattle area and we both had nine to five jobs in the tech industry. We’re both earning over $100k (£79,000) and as we started to earn more money we treated ourselves a lot more. A big reason we have decided to downgrade our lifestyle is because we didn’t know where our money was going.”
Keldon and Natalie now say they wish to save up for a visit to Guam, Japan, and the Philippines. They’ve started 2024 by not consuming out and say that is one thing they will proceed to be stringent over.
(Image: @investwithnat / SWNS)
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Natalie stated: “I noticed it was getting very hard to track how much we were spending when we would go out. I was living beyond my needs. I want to greatly increase the savings we have and I feel like we spend way too much so I am trying to balance it this year.
“I do know we have now skilled way of life creep – that may be a huge motive why I needed to downgrade my way of life and monitor the place each greenback goes.”
