Drivers would possibly face strict new guidelines to restrict the variety of passengers and cut back night-time driving hours.
These modifications may usher in cheaper automotive insurance coverage prices as MPs again plans to limit younger passengers and lower driving at night time. Carla Lockhart MP spearheaded discussions at Westminster Hall about how the Government can assist younger drivers and subsequently decrease insurance coverage premiums for motorists.
The DUP MP for Upper Bann stated: “For 17-year-olds, premiums surge by an average from £1,423 to £2,877, for 18-year-old drivers the average policy price reached £3,162, and I have had constituents contacting me having had quotes of between £5,000 and £7,000 for a vehicle worth half the price.”
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Ms Lockhart added: “I know many of these may not be what young drivers wish to see explored, as all bring with them some form of restriction on that freedom they desire, but given the situation now with insurance costs we must look at all ways that young drivers can force the hand of insurers to reduce those premiums.”
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According to Birmingham Live, the concept of introducing a graduated driving licence scheme was floated by her because the “most effective intervention” to lower accidents. Sir Bill Wiggin, the Conservative MP for North Herefordshire, has additionally proven his solidarity for the plan.
He talked about: “One of the most important steps forward I think we could have is an industry supported training solution so that once you’ve passed your driving test, if you go on to further training you will get cheaper insurance.
“Having one passenger makes one other distinction to the insurance coverage business on a somewhat darkish facet, it signifies that if there may be an accident there are much less individuals concerned, and due to this fact the price of these life-changing accidents is diminished.”
He also said: “I ought to say that insurance coverage is a free market and it isn’t one that’s run by the Government and I believe we have got a really robust regulatory regime in place, it does have to work to ensure these markets work pretty and within the curiosity of shoppers. The Government doesn’t intervene or search to manage that market, and nor ought to it attempt to management that market.”
The concepts being talked about embrace making learners look ahead to 12 months earlier than they’ll take their take a look at, stopping fast driving programs and letting individuals be taught to drive youthful.
The ideas additionally need to decrease how a lot alcohol younger drivers can have of their system and put limits on what number of younger mates could be within the automotive and once they can drive at night time.