Are YOU richer than your neighbours? Our calculator reveals the way you stack up, when you’re center or decrease class and precisely how your family compares with others in your space and the remainder of Britain

Are you better or worse off than your neighbours? It’s a question many of us will have pondered at some point, but it’s very difficult to know where your income fits in the neighbourhood pecking order without asking intrusive questions.

To save you the awkward conversation, Money Mail has crunched new data from the Office of National Statistics (ONS) to create a calculator that lets you see where your household income puts you in your location.

Enter your household income and postcode into the tool at dailymail.co.uk/household-income to see how you compare.

The ONS report drills down into the household income of over 7,000 neighbourhoods in England and Wales, each sized between 5,000 and 15,000 people.

We’ve analysed the figures to reveal more about the state of Britain’s finances and how things vary, including where the richest and poorest households live in the UK.

Household income

We often think about individual salaries and how they compare to others, but it is household income that makes the real difference to how rich families feel.

The average household income in England and Wales is £58,641, according to the ONS, whereas the average annual earnings for a full-time employee is £39,039.

Dual incomes make a real difference to the money coming in each month and a working couple’s combined earning power will often eclipse those where a family has a single higher earner.

Meanwhile, a household with just one earner on £100,000 could end up feeling poorer than one where a couple each earn £50,000. The former would see almost £50,000 taxed at the 40 per cent higher rate, whereas the latter would both be taxed at the 20 per cent basic rate.

Despite the two households’ pre-tax income being the same, the £100,000 earner would take home £68,561 after income tax and National Insurance, while the pair of £50,000 earners would get £78,502 combined.

The ONS data used for our analysis looks at something called ‘Middle Layer Super Output Areas’ (MSOAs) in England and Wales, which are neighbourhoods of around 5,000 to 15,000 people. 

These recently-released figures are for 2023, use data for the total income received by households before they have paid any tax, and cover every single neighbourhood in England and Wales.

Average household incomes for each neighbourhood range from £25,000 to £128,000, taking into account all income from wages, pensions, investments and benefits.

It does not take into account any tax, housing costs or pension contributions.

Highest household income areas 

Of the top 50 local areas with the highest household income, 49 were in London, including wealthy neighbourhoods like Camden and Wandsworth.

Interestingly, while Britain’s most expensive roads reside in the borough of Kensington & Chelsea, it was the south-west London suburb of Richmond Park, Sheen Gate and Petersham that came out on top.

Popular with high-earning professional London families, it is the country’s richest neighbourhood, with an average household income of £128,590. This is 75 per cent higher than the average for all of London, and more than double the national average.

 

Best-known for the Royal Park, with its famous deer, Richmond was named the happiest place to live in London in 2025 by Rightmove. But that comes at a high price, with an average home costing £979,649.

Next in the rankings was another leafy suburb, Herne Hill and Dulwich Park, which sits between Brixton and Dulwich, where the average household income is £125,416.

Home to Brockwell Park and the Lido, it is known for its community spirit and independent shops but, as in Richmond, the good life comes with a price tag. Homes here sell for an average of £748,631.

The west London neighbourhoods of South Kensington at £122,200, Kew Gardens at £119,800, and Alexandra Park at £118,663, made up the rest of the top five.

The only place outside of London to make the top 50 was well-heeled Wood & Weston Green in Surrey, coming 42nd with an average household income of £102,719.

These are affluent villages close by the River Thames and near Hampton Court Palace. 

Another leafy commuter hotspot, Harpenden North in Hertfordshire, had the second-highest average income outside of London at £101,130 and claimed the 51st spot. 

Nestled between Hertfordshire and Bedfordshire and bordered by the River Lea, income in Harpenden North is 33 per cent more than the average in its wider St Albans district, which itself has a household income that’s 92 per cent higher than the national average.

Next outside of London were Kent’s Sevenoaks West and Chevening at £100,432, followed by Surrey’s Thames Ditton, on the River Thames at £99,750.

Highest household income in different regions

Zooming out to look at household income by region, London inevitably tops the list with an average household income of £79,962.

The surrounding commuter belt also put in a strong showing, leading to an average household income of £68,036 in the South East, home to Kent, Surrey and Sussex.

The South West had the second highest average household income at £59,739, followed by the East, which includes commuter favourites Hertfordshire and Essex, at £59,384.

Highlighting a divide that is less North-South and more southern England vs everywhere else, all others region in England and Wales had a below average household income.

The North East has the lowest average household income of £45,640, closely followed by Yorkshire and The Humber at £47,748 and the North West at £49,175.

What does Middle Britain look like? 

If your household income is just under £60,000, you are in line with the average across England and Wales. The list of places that match this is diverse.

For example, while London might be the richest region in the country, there are plenty of neighbourhoods there that have a household income closer to the average £58,641

The average household has an income of £58,614 in Walworth South in the capital’s Southwark, while a typical household in another commuter favourite Turkey Street, Enfield, north London, is at £58,599.

They would get a similar household income to a family in Bournemouth, Christchurch and Poole in the South West at £58,202. An average household in in Rhondda Cynon, which is made up of five valleys in south East Wales would also be on a similar £58,204.

Other places close to the middle include Horsforth West in Leeds, at £59,685, Streetly North in Walsall, at £59,588, Ellenbrook & Boothstown in Salford, at £59,646.

Lowest household income areas 

On the other end of the scale, the lowest income households live in Grimsby East Marsh and Port in Lincolnshire.

Once a crucial dock for coal and timber, it has been hard hit by the decline of industry and fishing. It was dubbed Britain’s ‘worklessness capital’ in a Channel 4 documentary last year, with benefits claimants outnumbering workers.

The average household in Grimsby East Marsh and Port brings in an income of just £25,413 a year, more than 52 per cent below the national average.

It is followed by iconic seaside town Blackpool, famous for its tower, ballroom dancing and illuminations, but also a place where three neighbourhoods have among the country’s lowest household incomes.

Families in Central Blackpool have an average income of £27,072, followed by South Promenade & Seasiders Way at £27,513, and North Shore at £27,953.

Two other areas in the North West were at the bottom of the pile for household incomes, Southport Waterfront in Sefton, a busy coastal town known for its sand dunes, at £28,028 and Birkenhead Central in the Wirral at £28,606.

The lowest household income areas are primarily concentrated in the North West, North East and Yorkshire and the Humber.

Biggest and smallest rises 

In some neighbourhoods, the already rich are getting richer. The top area for household income, Richmond Park, Sheen Gate & Petersham also had the biggest increase in cash terms over three years. 

Between 2020 and 2023, the neighbourhood’s average household income increased by £53,590.

It was closely followed by Belmont & South Cheam in Sutton, up £48,919, and Langley Park, south-east London, up £45,523.

Changing demographics and gentrification can also make a big difference. In percentage terms, Stamford Hill North in Hackney, north-east London, topped the risers list with an 86 per cent increase in average household income as younger, more affluent 20- and 30-somethings move to the area.

The area is has become increasingly popular with young professionals and families and neighbouring Stamford Hill West and Stamford Hill South also saw average household income increase by 70 per cent and 67 per cent, respectively.

Gascoigne Estate & Roding Riverside in Barking and Dagenham, and South Tottenham in Haringey, north London, which are both undergoing major regeneration, rose by 86 per cent and 76 per cent, respectively.

At the other end of the scale, Oldbrook and Coffee Hall in relatively affluent Milton Keynes suffered a 20 per cent fall in the average income, from £56,800 to £45,395 between 2020 and 2023.

Southport Waterfront in the North West and Langley Green & Gatwick Airport had 17 per cent falls, while the picturesque archipelago Isles of Scilly in the South West saw income fall 16 per cent, from £50,200 to £42,071.

The ONS urges caution against making too many comparisons on income shifts in areas, due to changing methodologies and updates to geographical boundaries.